Henri Gourd 914-954-3897 henrigourd@bhhsne.com B One of the hidden costs in buying a home is property insurance. It must be in place before you close on your mortgage and is often wrapped into your mortgage payments along with property taxes so the lender knows their collateral is protected. Unlike a fixed rate mortgage, property insurance costs have been going up across the country. The median home insurance premium in Connecticut went up over 40% last year adding almost $200 to the monthly mortgage payment. It makes senses therefore to talk to your insurance agent to make sure you are taking advantage of updates to your home that can reduce your premium. These may include central burglar/fire alarms, automatic generators and for coastal homes, storm shutters and hurricane resistant windows. Working with an independent insurance agent means your policy can be shopped to multiple providers so you can find the best fit for the lowest price. BERKSHIRE HATHAWAY HomeServices New England Properties Selling it all, from cottages to castles! Henri Gourd 914-954-3897 henrigourd@bhhsne.com B One of the hidden costs in buying a home is property insurance . It must be in place before you close on your mortgage and is often wrapped into your mortgage payments along with property taxes so the lender knows their collateral is protected . Unlike a fixed rate mortgage , property insurance costs have been going up across the country . The median home insurance premium in Connecticut went up over 40 % last year adding almost $ 200 to the monthly mortgage payment . It makes senses therefore to talk to your insurance agent to make sure you are taking advantage of updates to your home that can reduce your premium . These may include central burglar / fire alarms , automatic generators and for coastal homes , storm shutters and hurricane resistant windows . Working with an independent insurance agent means your policy can be shopped to multiple providers so you can find the best fit for the lowest price . BERKSHIRE HATHAWAY HomeServices New England Properties Selling it all , from cottages to castles !