Heighten Your Savings SHARE CERTIFICATE SPECIALS 10-Month .4.85% APY for existing money 15-Month 4.50% APY for existing money 20-Month 4.25% APY for existing money 5.10APY for new money % 4.75APY* for new money 4.50 % APY* for new money Call us at 860-445-1060 or learn more online at scientfcu.org/Bank/Share-Certificates Improving people's lives SCIENT with creative solutions Federal Credit Union- "APY-Annual Percentage Yield. Rates effective June 24, 2004. 5.10% APY is valid on the special 10-month Share Certificate for new money. 4.85% APY is valid on the special 10-month Share Certificate for existing money. 4.75% APY is valid on the special 15-month Share Certificate for new money. 4.50% APY is valid on the special 15-month Share Certificate for existing money. 4.50% APY is valid on the special 20-month Share Certificate for new money. 4.25% APY is valid on the special 20-month Share Certificate for existing money. For all special share certificate rates, minimum balance is $1,000 and maximum is $250,000. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited-time offer and may be canceled at any time without notice. Other terms and conditions may apply. See credit union for details. This credit union is federally insured by the National Credit Union Administration. Heighten Your Savings SHARE CERTIFICATE SPECIALS 10 - Month .4.85 % APY for existing money 15 - Month 4.50 % APY for existing money 20 - Month 4.25 % APY for existing money 5.10APY for new money % 4.75APY * for new money 4.50 % APY * for new money Call us at 860-445-1060 or learn more online at scientfcu.org/Bank/Share-Certificates Improving people's lives SCIENT with creative solutions Federal Credit Union- " APY - Annual Percentage Yield . Rates effective June 24 , 2004. 5.10 % APY is valid on the special 10 - month Share Certificate for new money . 4.85 % APY is valid on the special 10 - month Share Certificate for existing money . 4.75 % APY is valid on the special 15 - month Share Certificate for new money . 4.50 % APY is valid on the special 15 - month Share Certificate for existing money . 4.50 % APY is valid on the special 20 - month Share Certificate for new money . 4.25 % APY is valid on the special 20 - month Share Certificate for existing money . For all special share certificate rates , minimum balance is $ 1,000 and maximum is $ 250,000 . Promotional rates are limited to one special share certificate per social security number . Fees or other conditions may reduce the earnings on your account . A penalty may be imposed for early withdrawal . This is a limited - time offer and may be canceled at any time without notice . Other terms and conditions may apply . See credit union for details . This credit union is federally insured by the National Credit Union Administration .