First-Time Homebuyers Turn Your Dream Into a Reality Purchase with as little as 3% Down and Save $499* Call our Mortgage Manager, Faith Silva, at 860 441 0904 or visit scientfcu.org/Borrow/First-Time-Homebuyer Improving people's lives with creative solutions S SCIENT Federal Credit Union® "For a loan amount of $200,000 at 97% LTV with a 30 year term and rate of 6.50% has an APR (Annual Percentage Rate) of 6.67% and a monthly payment at $1,264.14. Sample payment only includes principal and interest. It does not include mortgage insurance, property insurance and taxes, and the payment will be higher than this disclosed amount. Minimum credit score is 620. Primary residence only on a single family home or condominium only. Rates as of 9/27/22 and subject to change without notice. Waiver of Loan Origination Fee of $499 on First Mortgages with Scient Federal Credit Union. Other terms and conditions may apply. Federally insured by NCUA. Equal Housing Lender. First - Time Homebuyers Turn Your Dream Into a Reality Purchase with as little as 3 % Down and Save $ 499 * Call our Mortgage Manager , Faith Silva , at 860 441 0904 or visit scientfcu.org/Borrow/First-Time-Homebuyer Improving people's lives with creative solutions S SCIENT Federal Credit Union® " For a loan amount of $ 200,000 at 97 % LTV with a 30 year term and rate of 6.50 % has an APR ( Annual Percentage Rate ) of 6.67 % and a monthly payment at $ 1,264.14 . Sample payment only includes principal and interest . It does not include mortgage insurance , property insurance and taxes , and the payment will be higher than this disclosed amount . Minimum credit score is 620. Primary residence only on a single family home or condominium only . Rates as of 9/27/22 and subject to change without notice . Waiver of Loan Origination Fee of $ 499 on First Mortgages with Scient Federal Credit Union . Other terms and conditions may apply . Federally insured by NCUA . Equal Housing Lender .