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    November 24, 2022
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Now more than ever, personalized advice matters MERRILL A BANK OF AMERICA COMPANY Irwin-Celotto Group Joe Celotto, CRPC Managing Director Senior Financial Advisor Are Not FDIC Insured 203.204.0706 joe_celotto@ml.com Merrill Lynch Wealth Management 350 Goose Lane Suite 303-C Guilford, CT 06437 fa.ml.com/irwin_celotto_group Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Investment products: Are Not Bank Guaranteed May Lose Value The Bull Symbol and Merrill are registered trademarks of Bank of America Corporation. The College for Financial Planning Institutes Corp. owns the service marks Chartered Retirement Planning CounselorM CRPC, and the CRPC® logo, and the certification marks Chartered Retirement Planning Counselor, CRPC, and the CRPC logo. 2022 Bank of America Corporation. All rights reserved. | MAP4264780 | AD-10-22-0048 | 470944PM-0222 | 10/2022 Now more than ever , personalized advice matters MERRILL A BANK OF AMERICA COMPANY Irwin - Celotto Group Joe Celotto , CRPC Managing Director Senior Financial Advisor Are Not FDIC Insured 203.204.0706 joe_celotto@ml.com Merrill Lynch Wealth Management 350 Goose Lane Suite 303 - C Guilford , CT 06437 fa.ml.com/irwin_celotto_group Merrill Lynch , Pierce , Fenner & Smith Incorporated ( also referred to as " MLPF & S " or " Merrill " ) makes available certain investment products sponsored , managed , distributed or provided by companies that are affiliates of Bank of America Corporation ( " BofA Corp. " ) . MLPF & S is a registered broker - dealer , registered investment adviser , Member SIPC and a wholly owned subsidiary of BofA Corp. Investment products : Are Not Bank Guaranteed May Lose Value The Bull Symbol and Merrill are registered trademarks of Bank of America Corporation . The College for Financial Planning Institutes Corp. owns the service marks Chartered Retirement Planning CounselorM CRPC , and the CRPC® logo , and the certification marks Chartered Retirement Planning Counselor , CRPC , and the CRPC logo . 2022 Bank of America Corporation . All rights reserved . | MAP4264780 | AD - 10-22-0048 | 470944PM - 0222 | 10/2022

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