Look Ahead to a Smarter Year Pay off your home FASTER with Scient's SmartChoice Mortgage! 12-Year Fixed Loan 8-Year Fixed Loan 2.375%/2.477% 2.125%/2.275% APR Refinances and New Mortgages Small Application Fee NO Closing Costs Be the wisest homeowner on the block. Get started at scientfcu.org/borrow/home-loans or call us at 877 860 6928 Improving people's lives SSCIENT Federal Credit Union with creative solutions APR = Annual Percentage Rate. APR may be higher due to per diem interest. For example, a $100,000, 12 year fixed loan at 2.37596 will have a principal and interest payment of $798.78 and APR of 2.477%. For example, a $100,000, 8 year fixed loan at 2.125% will have a principol andinterest payment of $1133.64 and APROF 2.275%. Up to 80% LTVfor qualified loan. Minimum loanamount is $25,000. Maximum loan amount is $250,000. Primary Residence only. First Lien Position only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. Rates, terms and conditions are subject to change. See credit union for further detoils. This credit union is federaly insured by the National Credit Union Administration and is an Equal Housing Lender. Look Ahead to a Smarter Year Pay off your home FASTER with Scient's SmartChoice Mortgage! 12-Year Fixed Loan 8-Year Fixed Loan 2.375%/2.477% 2.125%/2.275% APR Refinances and New Mortgages Small Application Fee NO Closing Costs Be the wisest homeowner on the block. Get started at scientfcu.org/borrow/home-loans or call us at 877 860 6928 Improving people's lives SSCIENT Federal Credit Union with creative solutions APR = Annual Percentage Rate. APR may be higher due to per diem interest. For example, a $100,000, 12 year fixed loan at 2.37596 will have a principal and interest payment of $798.78 and APR of 2.477%. For example, a $100,000, 8 year fixed loan at 2.125% will have a principol andinterest payment of $1133.64 and APROF 2.275%. Up to 80% LTVfor qualified loan. Minimum loanamount is $25,000. Maximum loan amount is $250,000. Primary Residence only. First Lien Position only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. Rates, terms and conditions are subject to change. See credit union for further detoils. This credit union is federaly insured by the National Credit Union Administration and is an Equal Housing Lender.