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    November 15, 2019
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Winter is coming. Is your house ready? HOME EQUITY LINE OF CREDIT for 12 months 2.99 % Rates as with $10,000 minimum APR draw at closing low as APPLY TODAY! Call us at 860 441 0902 or learn more online at scientfcu.org/heloc S SCIENT Improving people's lives with creative solutions Federal Credit Union APR Annual Percentage Rate. 10-year draw period. Promotional rate is good online or in person for qualifying members with a credit score of 680 or above. Promotional rate will apply for 12 months from loan opening date. After thatperiod, rate will increase to current rate of as low as Prime Rate minus 0.50% OR floor of 3.00%, whichever is greater. After promotional period, rate will never go below 3.00 % and will never go above 18.00 %. Current Prime Rate is 5.00 % as of September 20, 2019. Primary Residences only. Up to 80% Total Loan-to-Value for qualified loan. $250,000 maximum. All loans are subject to credit approval. Your overall creditworthiness may determine interest rate available to you. Offer valid November 1 - December 31, 2019. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. d845620 Winter is coming. Is your house ready? HOME EQUITY LINE OF CREDIT for 12 months 2.99 % Rates as with $10,000 minimum APR draw at closing low as APPLY TODAY! Call us at 860 441 0902 or learn more online at scientfcu.org/heloc S SCIENT Improving people's lives with creative solutions Federal Credit Union APR Annual Percentage Rate. 10-year draw period. Promotional rate is good online or in person for qualifying members with a credit score of 680 or above. Promotional rate will apply for 12 months from loan opening date. After thatperiod, rate will increase to current rate of as low as Prime Rate minus 0.50% OR floor of 3.00%, whichever is greater. After promotional period, rate will never go below 3.00 % and will never go above 18.00 %. Current Prime Rate is 5.00 % as of September 20, 2019. Primary Residences only. Up to 80% Total Loan-to-Value for qualified loan. $250,000 maximum. All loans are subject to credit approval. Your overall creditworthiness may determine interest rate available to you. Offer valid November 1 - December 31, 2019. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. d845620