A CD With Flexibility? That's Refreshing! Certificates of Deposit are a great savings tool. But what if you need some or all of your funds before the CD matures? With our new Access CD. you can make one withdrawal during the term 0 without being charged a penalty! Right now customers with an active checking account car APY lock in a guaranteed rate of 2.75% APY"on a 17 Month Access CD, complete with one penalty 17 MONTH CD % Institute BANK &TRUST free withdrawal. Stop by any branch to open your Access CD! 800-423-0142 1 PENALTY-FREE WITHDRAWAL! 860-423-4581 WWW.SAVINGSINSTITUTE.BANK Annual Percentage Yield (APY) effective as of 9/4/18 and subject to change. An active checking account is an account that has had at least one deposit or withdrawal account and earn the APY Funds used to open the account must not currently be on deposit at Savings Institute Bank & Trust. Maximum deposit $1,000000. You can withdraw your full balance and interest any time after the first 6 days following the date you funded the account. One early withdrawal is allowed per 17-month term Additional early withdrawals are subject to substantial penalties. Fees may reduce earnings on the account Member FDIC Equal Housing L